Living Rich in 2011

Everyday you come onto Living Rich With Coupons and find tons of coupons and deals.  The savings can be incredible.  But, with the start of the New Year, I want you to be able to focus your thoughts on how to better manage your money and truly Live Rich with Coupons.  Because it would just be a shame if you took all your hard work on cutting your grocery bill and just spent it elsewhere.

So, now with the New Year upon us, take some time to plan your budget and get yourself and your finances organized.

My husband and I spent a good portion of our weekend planning our budget for the year.  We realized we spent too much in one area that we really have to be careful about and made some minor adjustments to the 2011 budget.  It’s such a good feeling to know where every penny goes.

We are a long way from being Debt free but we are getting a little bit closer each year.

I thought you might like some inspiration so I pulled out some old articles I had written that seemed appropriate to get yourself on track for the New Year.

Living Rich Debt Free
See how a reader has made a difference by cutting her groceries and paid off her debt.

How To Set Up a Budget and Stick To It
Setting up a budget is not really on your top 10 100 things to do on a weekend, but it’s very important to plan.  And if you spend one weekend doing it, then all your other weekends will be that much better.  Check out 6 steps to set up your budget.

5 Easy Ways to Cut Your Grocery Bill
Just starting out with coupons?  Check out how to get yourself on the right track to Live Rich with Coupons

Why You Should Not Buy Generics
This was one of my favorite articles.  It doesn’t have anything to do with setting up budgets or organizing your finances but it’s shows you why coupons rock!

Save $3400 a Year: 9 Easy Ways
Your savings don’t always have to come from the grocery store.  Even a cup of coffee, or lack of, can save you a chunk of change for the year.

Free Snowball Debt Reduction Calculator
A great tool to see where you are and where you are going.

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  • Maria

    Your articles are amazing! I really wish I knew how you have the time to do all of this?!

  • Maria

    Also, my biggest issue is printing of coupons. I wish that there were more sites that had PDF’s.

  • Kath

    Thank you so much!

  • Bridget

    Thanks for the time you spent posting this. A friend ( an accountant) helped me a few years back start a budget, sorry to say we didnt stick to it for long. The best part of the budget she tought me was the “xtra 5th week” money.
    Reading thorugh your post has givin me some motivation to give it another try. We dont have much to work with, but I know so much of our money go’s to NOTHING! Little trips to the corner store with 1-4 of the kiddies adds up, when they all want a little snack and such! I like the cash envelope idea, my firend the accountant does this, I always laugh when she opens her purse and pulls from one of the envelopes, but she is VERY good with he money, so I should be laughing at myself!

  • Kristina

    This is so true. We took the Dave Ramsey Financial Peace University course about 4 years ago, and have been working slow and steady on paying off debt. With an annual household take-home income of about $30,000 we have already been able to put away $1000 in an emergency fund and pay off of over $1600 in debt! Coupon clipping has been a big part of that. I love spending only $100-$150 a month in groceries unlike the $300+ we used to spend.