I was so excited to see that now they are giving you plain old cash. Once you reach 80 Swagbucks (points) you can choose to have them just put $5 into your paypal account. That’s a pretty good deal. It gives you more freedom to do what you want with the money.
To get started using Swagbucks you can go here to sign up. I added the search box (same as google) to my toolbar so it makes it easy to just type in and search.