Budget Cuts – October

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BUDGET CUTS
CUTTING YOUR BUDGET
ONE DOLLAR AT A TIMEBudget Cuts October

These are cuts that we have made this past month to help trim down our budget. Some are small and some are large but all help to trim down our monthly expenses as we save toward our debt free future.

I know I’m late on these budget cuts for October as it’s already the middle of November. But I was really racking my brain trying to figure out where I cut. I was having a hard time remember what we did. When I realized what we truly saved or did not spend I thought, how could I not remember as it was so much. I think what has started to happen is that we have become so geared toward saving and cutting our expenses that it seems so natural now. We forget truly what we would have spent in the past. When I see the numbers sometimes I can’t believe that this time last year we would have spent this amount of money without even blinking an eye. Here is what we did in October

  • We were able to drop our weekly grocery bill to an average of $61 per week down from $70 per week the month before. Average savings for the month: $36
  • I set up a plan for Christmas shopping hopefully enabling me to spend only about $500 this year as compared to $2000 last year. Savings for the month: $125 each month over 12 months.
  • And the big one that I can’t believe I didn’t remember right away. My 5 year old computer, the one and only one I use to write this blog, was so horrible and slow that I thought for sure it was going to crash. I had tried everything I could think of to fix it and nothing worked. I was all set to buy a new one as I felt it was time. My husband, knowing how much we really didn’t want that expense right now, did some research on his own (love it when he does that) and found this site that completely cleaned my computer. Cleaned it so well that it’s running like new. And the awesome thing is, it was completely free. Savings for the month: $1200 (cost of the new computer).

Total savings for October: $1361
Savings for year: $5148

Would love to hear how you have cut your budget. E-mail me your money saving ideas and I’ll post them on next months edition.
“The safest way to double your money is to
fold it over and put it in your pocket.”
Kin Hubbard