Budget Cuts – July

The links in the post below may be affiliate links. Read the full disclosure.

BUDGET CUTS
CUTTING YOUR BUDGET
ONE DOLLAR AT A TIMEHere is my first addition to my new monthly post

Budget Cuts

These are cuts that we have made this past month to help trim down our budget. Some are small and some are large but all help to trim down our monthly expenses as we save toward our debt free future.

The first group of cuts are ours and the second group are from readers.

Our Budget Cuts
1. As I mentioned in an earlier post, I purchased an insert for my Keurig Coffee machine so that I can use regular coffee instead of the, more expensive, K-cups.
Savings for year $128
Savings per month $10

2. We got rid of the 3 Blackberry cell phones that we had (that was a bit of a discussion with our girls but they came around). The Blackberry plan runs $30 per month per phone. We did have to purchase new phones which cost $150 ($50 per phone). The savings will take into consideration the purchase of these phones.
Savings per year $930
Savings per month $77.50

3. Making homemade pizza: Every Friday we would buy 1 pizzas at our local pizzeria. The cost of that was around $15 depending on the topping we wanted. We are now making (and by the way it has been a lot of fun) our own pizza, dough and all. The cost for homemade pizzas is around $5.00.
Savings per year $460
Savings per month $38

Totals as of July 31:
Yearly Savings: $1518

Monthly Savings: $125.50

Reader Budget Cuts:
Joyce says: Get your teenagers to use coupons as well. She gave her son a TGI Friday $5 off coupon. His friends were quite impressed.

Sandy says: She makes her own bread in a bread machine. You can make pizza dough, rolls, sandwich bread for a lot less. ***Cindy’s note: I am looking into one of these***

Would love to hear how you have cut your budget. E-mail me your money saving ideas and I’ll post them on next months edition.

Have your own blog with a great money saving idea post? E-mail a link to your post and I’ll include it next month.

“The safest way to double your money is to
fold it over and put it in your pocket.”
Kin Hubbard